Insurance companies have tremendous experience in assessing
personal injury claims. They have dealt with them for decades.
They have personnel whose entire careers are devoted to “Risk
Management.” These are career professionals whose sole
job is to make sure that they don’t pay out one dollar
more than is absolutely necessary. Make no mistake about it,
these are professionals with years of experience, libraries
of information, and computer databases of settlements on similar
claims. They are trained and encouraged to minimize your recovery.
In many cases, their compensation is tied to doing just that,
i.e., the less their company pays out, the more they get paid
in salary and bonus.
Unless you have extensive training and information resources,
you are at a startling disadvantage. You have no real way
of knowing whether an insurance company’s offer represents
a fair settlement. How could you be expected to? Rest assured,
the hospitals and insurance companies will take full advantage
of your inexperience and lack of knowledge. Many times, if
they know their insured is exposed, they will offer you with
a quick settlement. They don’t want you consulting with
a lawyer because they know that an experienced personal injury
lawyer will thoroughly evaluate your claim to determine its
Typically, having an experienced personal injury lawyer in
the case will add significantly to anything you would be offered
on your own. Lawyers have expertise in evaluating all forms
of potential damages and other aspects of the case that could
affect the ultimate outcome. Moreover, the lawyer can draw
upon years of experience and specialized databases showing
what similar cases settled for and jury verdicts in cases
with comparable facts. Good lawyers will more than pay for
themselves. Our clients typically recover far more than the
insurance company’s “last and final” offer
even after deducting the contingency fee.
Our goal at Dozier Law Group is your goal, to maximize your
financial recovery for all of your injuries and damages. Our
success is your success. The insurance companies’ interests
are entirely against you – they want to avoid paying
anything more than they absolutely have to in order to close
out your case file. This is especially true now, when the
vast pools of money that insurance companies have invested
in the financial markets have been reduced by 40% or more.